What is the automatic stay in bankruptcy?  It is an order issued in a bankruptcy court which prohibits creditors from making any collection efforts, to include prohibiting garnishments of wages or bank accounts, seizures, foreclosures, telephone calls, collection letters etc.  The automatic stay is enforced by a federal bankruptcy judge.  If creditor violates the automatic stay, then the attorney for the debtor files a motion for contempt otherwise known as a “motion for entry of an order for creditor misconduct.”  You can recover any money taken, attorney’s fees, and money for the distress of suffering the collection efforts in violation of the court’s order.

 

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